As the cost of living continues to rise, Roger Platt estate agency is encouraging homeowners to review their current mortgage and consider whether they might benefit from changing products. With ‘Green Mortgages’ available for more energy efficient homes and offering potential savings, the local Roger Platt team is inviting homeowners to explore what options are currently available and whether their property is eligible to make the switch.
A ‘Green Mortgage’ is a mortgage aimed at properties which meet a minimum energy efficiency or EPC rating. These mortgage products vary from lender to lender, but usually offer competitive interest rates and sometimes a cashback incentive. On top of the savings that could be made from switching to a green mortgage, homeowners could also benefit from lower bills as a result of having better energy efficiency measures in place in their homes.
“With interest rates rising, alongside the climbing cost of living, we understand that homeowners may start to become concerned about their monthly mortgage payments,” says David Plumtree, Group Estate Agency Chief Executive of Roger Platt’s parent company Connells Group. “It’s important for them to understand, however, that there are options out there to help them reduce their bills, and we can help to explore those options. Having launched only a few years ago, green mortgages are becoming more and more popular, and present a great opportunity for homeowners to take stock of their property’s current energy efficiency and see how they can reduce bills while improving their home’s impact on the environment.”
David continues, “For those that don’t know their property’s energy efficiency rating, we have recently launched the new EPC+ service in branch which we’d highly recommend to customers. This is a first-of-its-kind service which gives homeowners a clear and easy to understand report on their property’s environmental impact, including what improvements are recommended to achieve a higher EPC rating, how much they will cost and how much bills could reduce as a result.
“This service could have a huge impact on improving energy efficiency in homes and help more properties become eligible for green mortgages. Our main concern is helping our customers get the most out of their homes, so we’re encouraging anyone wanting to know more about green mortgages or the EPC+ to get in touch for more information,” David concludes.
To find out if you’d be eligible for a green mortgage or to book an appointment to discuss your mortgage needs, contact your local Roger Platt branch.
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